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GOV.PH  |  Philippine Standard Time: 19 April 2024, 11:31 PM


Our Story

The Beginning

Claveria, one of the 29 municipalities of the province of Cagayan, is among the few places in the Philippines, blessed with a wealth of scenery; vast natural resources; and industrious, hardworking people earnestly engaged in agriculture, industry and business for the rapid growth and prosperity of the place. It is composed of 41 barangays mostly agricultural in landscape.

In the early 1970’s, many Claverianos were overburdened by socio–economic difficulties more so with those in the depressed and remote barangays. This situation was aggravated by series of natural calamities which devastated crops, houses and infrastructures that cost thousands or even millions of pesos.

Solution was a must to address the situation and through the initiative of Mrs. Petrona E. Aguinaldo, a nurse and her husband Juan Aguinaldo, a former teacher, the Claveria Grassroots Credit Cooperative Incorporated was organized on August 6, 1972. Their concern and commitment to assist the Grassroots was complemented morally and supplemented financially by a very dedicated and service-oriented German-Priest, Fr. Edward Prawdzik, SVD, who was then the Parish Priest of Claveria. He was also the treasure keeper of the cooperative during its early stage.

The cooperative started with an initial operating capital of P1,128.00 with 28 members. Mrs. Petrona Aguinaldo acted as the President and General Manager, with only one employee who received P50.00 a month for a salary. The Board of Directors and members of the three committees namely Credit, Education and Supervisory rendered their services without monetary remuneration.

On May 8, 1988 the name was changed into Claveria Grassroots Multi-Purpose Cooperative and duly registered with the Department of Agriculture with Certificate of Registration No. FF 487-RR.

Upon the mandate of Executive Order No. 898, the cooperative was confirmed by the Cooperative Development Authority with Confirmation No. 1187 on April 11, 1991 and was re-registered on November 11, 2009 with Confirmation No. 9520-02002109 in compliance with RA 952


Initially, only savings and credit services were offered but as years went by, there was a necessity of increasing the scope of services and venturing into other businesses in order to cater the growing and changing needs of members. So, aside from credit services wherein different kinds of loans are granted, several services were offered like Consumers and Marketing operations which include merchandizing/retailing of basic commodities: groceries, appliances, school and office supplies, pharmaceuticals/medicines, farm inputs, agricultural supplies and veterinary products as well as electrical items and palay trading. Allied services such as retailing a CALTEX Gasoline Station, caters to the needs of the members with world-class fuels and lubricants. Other services include Internet Café with printing services.


In 2015, the Cooperative opened another cooperative door through the establishment of its first branch office located at Abulug, Cagayan offering deposits and loans services. Area of operation also expanded throughout the whole Luzon area, thereby increasing membership and members’ portfolio significantly. In 2017, the Camalaniugan Satellite Office was established to provide lending and savings services for members residing farther north. From the beginning the Cooperative str

During the same year, the Claveria Grassroots Memorial Park started its operations to provide members and their family with safe and peaceful haven in their afterlife.

Operations progresses as time goes by amidst the continuing development of its home town Claveria. The Municipality molded into a renowned tourism

hub in the province being referred as the coastal paradise in the North making opportunity for the Cooperative to expand its economic business operations into new ventures such as providing hotel services, restaurant, catering services, and events center. As such, during the first quarter of 2018, the Cooperative successfully acquired a property located near the Claveria Boulevard which was developed into an accommodations business appropriately named as the Claveria Grassroots Ocean Inn.


The Cooperative continues its involvement in community services, some of which include participation in the clean and green program of the municipality, extension of calamity assistance to typhoon devastated and affected members, extension of medical assistance to government and non-government special programs, participation in the SPES Program of the DOLE, acceptance of students for On the Job Training (OJT), extension of technical and financial assistance to various development programs, projects and activities of the municipality, barangays, schools and religious organization, advocacy to nutrition and health programs particularly by establishing a community radio station in partnership the Local Government and Municipal Nutrition Council and participation during festivals, fiestas and other community activities.


The cooperative has established linkage with various national and local coop federations and unions in order to avail various training and development programs for officers and employees and also to achieve institutional development

NAME (alphabetical order) YEAR AFFILIATED
1. Cagayan Credit Surety Fund 2015
2. CLIMBS Investment Advisory Corporation 2014
3. CLIMBS Life and General Insurance Cooperative 2012
4. Metro South Cooperative Bank 2006
5. National Confederation of Cooperatives 2009
6. Northern Luzon Federation of Cooperatives and Development Center 2014
7. Northern Philippines Cooperative Union 2016
8. Nueva Segovia Consortium of Cooperatives 2014
9. 1 Cooperative Insurance System of the Philippines Life and General Insurance 2016


The growth and success of the cooperative has not been achieved if not of the dedicated, committed and service-oriented management staff headed by the General Manager, officers who are doing well their duties and responsibilities and the general membership represented by the Board of Directors who formulate the policies and guidelines that govern the smooth and honest operation of the cooperative.

As the cooperative continue to grow and keep pace with the advancement of technology and automation, it is racing at par with other primary cooperatives in the country. It’s undaunted liquidity and supreme management has propelled it to harvest awards, citations and recognitions and continuing its mission to meet the socioeconomic needs of members by providing quality financial, agricultural, social and other allied services with utmost efficiency and stays vigilant in the realization of its vision of a progressive and financially stable and viable e-cooperative.

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